Jeffrey Butwinick, Solo Practitioner
Thank you for visiting my website. After getting my law degree and MBA from the University of Minnesota law school, I was hired by Foley & Lardner, one of the largest and most prestigious firms in the country. I worked in their San Francisco office for six years, representing large financial institutions and multi-national businesses. The experience was great, but I felt like I was on the wrong side of the aisle, representing big businesses – not fighting for the rights of everyday people. After some time, I decided to move back to Minnesota and start a law practice focused on helping regular folks. I enjoy knowing I'm helping to improve the lives of my fellow Minnesotans. Growing up watching Law & Order and old Perry Mason episodes, I was drawn to the idea of helping people facing unfairness, injustice, or difficult circumstances.
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I'm dedicated to treating you with kindness and compassion, to work on your case to the best of my capabilities, and do whatever I can to fight to protect your rights. I've handled hundreds of bankruptcy cases for people just like you. Whether you're facing wage garnishment, bank levies, creditor lawsuits, harassing phone calls, foreclosure, student loan delinquency, or any other financial difficulty, I am here to help. Give me a call. My initial consultation is always free.
Student Loans & Bankruptcy - New Guidance as of November 17, 2022 Helps Eliminate Student Loan Debt
Historically, student loans were only dischargeable in bankruptcy by filing a lawsuit and proving an undue hardship. Past bankruptcy court practice made such discharges very difficult to obtain and very expensive to pursue.
However, on November 17, 2022, the Education Department and Justice Department announced new policy guidance that would alter how the Justice Department handles undue hardship bankruptcy discharge requests by federal student loan borrowers. The new guidance sets “clear, transparent, and consistent expectations” for discharge, reducing burdens on debtors by simplifying the process, and increasing the number of cases in which the Education Department agrees to support a discharge. Under the Justice Department's new guidance, debtors must still file a lawsuit, then complete an "attestation form" to assist the government in assessing the discharge request. The Justice Department, in consultation with the Department of Education, will review the information provided, apply the factors that courts consider relevant to the undue-hardship inquiry, and determine whether to recommend discharge. Even where the applicable factors may not support a complete discharge, where appropriate, the Justice Department will consider supporting a partial discharge.
Long story short, there is a very good chance that I can help eliminate student loans as part of a bankruptcy. Schedule a free consultation to learn more.