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How Long Does It Take to File Chapter 7 Bankruptcy?

Posted by Jeffrey Butwinick | May 08, 2023 | 0 Comments

Filing for Chapter 7 bankruptcy can be a daunting task, but it is important to know that the process does not have to be complicated. In fact, the entire process can be completed in as little as three to four months.

The first step in filing for Chapter 7 bankruptcy is to call Jeff Butwinick at 651-210-5055 to discuss your financial situation to determine if bankruptcy makes sense.

The next step is to gather your financial documentation.  This typically includes six months of pay stubs, three months of bank statements, and two years of tax returns. 

Once you have submitted your required documentation, we will schedule a filing meeting to get your bankruptcy petition formally filed with the court.

Once the petition is filed, the court will schedule a creditor meeeting.  The meeting is typically scheduled about 30 days after your petition is filed.  The meeting is conducted by a Trustee.  The Trustee's job is to see if there is any money or property than can recover for the benefit of your creditors.  The Trustee will review your bankruptcy petition and schedule, ask questions about your assets, and review your financial transactions before the bankruptcy was filed.  The vast majority of the time, my clients do not need to give anything to the Trustee.

The discharge order will typically take effect about 60 days after the credtior meeting. Once the discharge order is in place, you will no longer be legally obligated to repay your debts.

It is important to note that the timeline for filing for Chapter 7 bankruptcy can vary depending on the complexity of your case. If you have a simple case, the entire process can be completed in as little as three to four months. However, if you have a complex case, the process may take longer.

Want more info? Please contact me at your earliest convenience to schedule a free consultation to discuss the specifics of your case.

You can also self-schedule an appointment by going here:

I look forward to hearing from you.

Jeffrey H. Butwinick, Esq.
7800 Metro Parkway
Suite 300
Bloomington, MN 55425
[email protected]
T. 651-210-5055
F. 651-560-7135

About the Author

Jeffrey Butwinick

Practice Areas Jeff specializes in providing legal counsel to small business clients, and assisting clients in their personal and/or business bankruptcy petitions. He also helps people who have been subjected to illegal collection efforts. Current Practice Areas: Personal bankruptcy, small b...


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