Chapter 7 bankruptcy is a legal process that will help you get out of debt. 

Filing for Chapter 7 bankruptcy can have many benefits, including:

• • Getting rid of debt: In a Chapter 7 bankruptcy, most debts can be discharged, meaning that you will no longer be legally obligated to pay them. This can include credit card debt, medical debt, and personal loans.
  • Getting a fresh start: Filing for Chapter 7 bankruptcy can give you a fresh start financially. Once your debts are discharged, you can begin to rebuild your credit and your financial future.
  • Improve your credit score: Filing for Chapter 7 bankruptcy will often immediately improve your credit score.
  • Assets are protected: There are exemptions that protect your assets from being taken by creditors.
  • Get a new car loan: Filing for Chapter 7 bankruptcy can improve your chances of getting a new car loan, as your debt will be discharged and your credit score will  improve.
  • Stop wage garnishment: Once you file for bankruptcy, all wage garnishment must stop IMMEDIATELY!

If you are struggling with debt, filing for Chapter 7 bankruptcy may be a good option for you. However, it is important to speak with an attorney to discuss your options and to make sure that filing for Chapter 7 bankruptcy is the right decision for you.